Describe the home you want — I’ll match it to the right town.

How you use the property affects available loans, down payments and rates.

Cash now, refinance later means buying with cash and arranging a loan afterward. Talk with your lender before closing.

Choose a range, not a commitment. Use the handles or enter amounts; you can type above $2 million.

Pre-qualified: an early estimate. Pre-approved: a lender has reviewed information. Underwritten: a deeper review, still subject to property and lender conditions.

1. Pre-qualified
2. Pre-approval letter
3. Fully underwritten pre-approval

A name is enough. Do not enter account numbers or upload documents.

This helps us coordinate when you are ready.

Use the loan amount, not the purchase price. The comparison adds your estimated down payment.

Use the date on your letter, if you know it. Your lender can confirm when it needs updating.

I'll share a few trusted local options — you choose.

These are preferences, not an eligibility decision. Your lender will confirm the right options.

Amounts use the middle of your price range and are estimates. A band is enough for now.

Choose any that apply. Family gifts usually need a gift letter and documentation; your lender will explain.

Think about the total including estimated taxes, insurance and mortgage insurance. HOA fees and utilities are separate.

If the agreed price exceeds the appraised value, your lender may require extra cash or changed terms. Discuss the risk before waiving protections.

Purchase price above; appraised value and the cash gap below.

Sellers may ask for a recent bank or brokerage statement. Do not upload it here; account numbers can be hidden.

This is only about transfer timing. No account numbers or citizenship information are needed.

Tell your lender before you close. Purchase documentation can affect later refinancing.

This means the legal owner. Your attorney can help you choose; it is not a public listing preference.

The closing date starts the standard identification and purchase periods. Expected dates remain provisional.

Identification is generally due within 45 days. Closing is generally within 180 days or your tax-return due date including extensions, if earlier. Confirm both with your CPA or QI.

A QI is an independent exchange intermediary who typically holds and transfers exchange funds.

The name is enough; we can coordinate details later.

Choose an approximate band. Your QI can confirm the amount available.

Use the replacement value your CPA recommends; it may differ from the cash proceeds.

Title consistency can matter in an exchange. Ask your CPA or QI before choosing a new entity.

Choose the closest fit. Local rental rules and financing terms vary by property.

Some loans limit the number of financed properties. Other lending options may be available.

Cash flow is income after expenses and loan payments. Cap rate compares net operating income before financing to price.

This is a search preference, not a promise of returns.

Estimates help compare properties; actual rents and expenses can differ.

New Jersey has assistance programs. We can discuss where to learn about eligibility on our first call; no eligibility data is collected here.

This helps plan timing and any sale contingency in your offer.

We can coordinate the two transactions around your priorities.

A bridge loan or home-equity line may fund a purchase before a sale. Costs, qualification and repayment risks need lender review.

Please leave out income, credit scores, account numbers and other sensitive financial details.