For an eligible principal residence
The State updated its ANCHOR information recently. Please rely on nj.gov while I review this guide. nj.gov
NJ property-tax relief
Homeownersup to $1,500 Rentersup to $450 Renters 65+up to $700
Amounts and deadline from nj.gov · checked 21 hours ago · 2025 benefit year
Own or rent your home in New Jersey? The State may pay you up to $1,500.
ANCHOR is New Jersey's yearly property-tax relief payment for residents who own or rent their main home and are under the income limit, paid by direct deposit or check. Renters qualify too.
For an eligible principal residence
Some applicants 65+ may also get up to $50 added.
Homeowner 65 or older? You may also qualify for: Senior Freeze · Stay NJ
Official page last updated: September 16, 2026 This guide last reviewed: October 19, 2026
Find your path
Answer one question at a time. Your answers stay in this browser tab and are never saved or sent.
What do you need to do?
Choose the task that is closest to what brought you here.
On October 1, 2025, did you own or rent your main New Jersey home?
ANCHOR is based on the home that was your main residence on October 1, 2025. If you moved since then, answer for that home.
Were you or your spouse/partner 65 or older by December 31, 2025?
The State uses your age on December 31 of the benefit year.
Did you or your spouse/partner receive Social Security or Railroad Retirement disability benefits?
This means Social Security Disability or Railroad Retirement disability benefits.
Did you get an ANCHOR Benefit Confirmation Letter from the State?
The State mailed these letters on August 10, 2026 to residents it filed for automatically.
Want an estimate? Pick your income range.
Use NJ-1040 line 29 for the benefit year. An estimate is not an eligibility decision: the State also checks your principal residence, property type and other requirements. Enter sensitive information only on the State’s verified application. nj.gov
Which situation are you in?
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Check the current benefit first.
- Open the current-year status tool.
- Use the prior-year tool if the payment you need is from an earlier benefit year.
Confirm the current filing window with the State.
- Check the ANCHOR home page for the current deadline or extension.
- Review the prior-year page for older filings.
- Contact NJ Taxation or book an appointment if you still need a filing option.
Start with the State’s full eligibility rules.
- Review the official eligibility page for your situation.
- Use the official FAQs for definitions and unusual cases.
- Ask NJ Taxation before filing if you are still unsure.
Use the State’s prior-year information.
- Open the prior-year ANCHOR page.
- Use the prior-year status tool to check an older payment.
Based on your income, ANCHOR likely doesn't apply this year.
- ANCHOR's income limit is $250,000 for homeowners and $150,000 for renters (NJ-1040 line 29).
- If your income is close to the limit, confirm on the State's calculation page.
- Other relief programs may still apply — see all NJ property-tax relief.
Check your letter against the State's records.
- Open the status tool to see what the State filed for you.
- To update your mailing address, use the State's change-of-address page.
- For banking or property corrections, follow the note below or contact NJ Taxation.
The State's deadline to change banking details, request a paper check, or report a wrong property on your letter was September 15, 2026. If something is still wrong, contact NJ Taxation.
What you'll need to apply
- An ID.me account to verify your identity (the State no longer uses ID/PIN numbers).
- Your 2025 NJ-1040 income from line 29.
- Homeowners: county/municipality code, block, lot and qualifier, and the property-tax amount from your tax bill.
- Bank routing and account numbers if you want direct deposit (online filers only).
Quick official actions
Official pages are in English; your browser can translate them.
Related programs
Avoid scams
Do not pay anyone to receive an ANCHOR benefit. Start at nj.gov and follow its verified links, including State services on state.nj.us and njportal.com. Never share tax, banking or identity documents in this site’s reminder form.
See the State’s fraud-prevention pageBought or sold a home since October 1, 2025?
ANCHOR follows the home you owned or rented as your main home on October 1, 2025. If you sold after that date, you can still file for the home you sold. If you bought after that date, file for the home you lived in on October 1 — your new home may count for next year's benefit. Questions about your move? Ask me.
FAQs
When is the deadline?
For the 2025 benefit year, apply by November 2, 2026. Homeowners who are 65+ or receive qualifying disability benefits must file themselves; for most other applicants the State filed automatically.
How much will I get?
For 2025: homeowners with NJ income up to $150,000 get up to $1,500; $150,001–$250,000, up to $1,000. Renters with income up to $150,000 get $450, or $700 if 65 or older. The State sets the final amount.
I bought or sold a home — who gets ANCHOR?
ANCHOR follows the home you owned or rented as your main home on October 1, 2025. If you sold after that date, you can still file for the home you sold. If you bought after that date, file for the home you lived in on October 1 — your new home may count for next year's benefit.
When will I be paid?
Payments go out on a rolling basis starting September 15, usually within 90 days of filing. Paper filers receive a check.
Can renters qualify?
Yes. Renters can qualify when they meet the State’s current residency, housing and income rules.
Where can I check my status?
Use the official current-year status tool. A separate State tool is available for prior years.
What is ANCHOR?
ANCHOR is New Jersey’s property-tax relief program for eligible residents who own or rent their main home.
How do I find the right next step?
Use the situation guide on this page, then confirm the result on the linked nj.gov page before acting.
How can I avoid ANCHOR scams?
Start at nj.gov and follow the State’s verified service links. Do not pay anyone to receive a benefit or send sensitive tax or banking documents through this site.
Get notified when next year's ANCHOR opens
We'll let you know when the State opens the next filing period.
